tag:blogger.com,1999:blog-38606399.post5734949760466813691..comments2023-09-23T00:38:53.296-07:00Comments on Money and Such: How Investing into the Crash Worked for UsUnknownnoreply@blogger.comBlogger9125tag:blogger.com,1999:blog-38606399.post-45675765144084706912009-10-04T18:54:11.424-07:002009-10-04T18:54:11.424-07:00A beautiful play and a smart post on the fundament...A beautiful play and a smart post on the fundamentals of Dollar-Cost-Averaging in any market. Well Done.CWhttp://www.perfectstockalert.comnoreply@blogger.comtag:blogger.com,1999:blog-38606399.post-58430240471560858472009-10-02T16:31:02.516-07:002009-10-02T16:31:02.516-07:00Anonymous - Actually, that's a very good point...Anonymous - Actually, that's a very good point. I should have mentioned that I try all of our investments accounts as a single portfolio. So while you may think that our portfolio is too heavily weighted on large caps (i.e. the S&P), this only representative of my 401K account. Other accounts are balanced differently to off-set this.<br /><br />I will try to do a post about our over-all asset allocation at a later time.<br /><br />The reason I chose the S&P 500 index fund is because this is the only low cost index fund available in my 401K. I am very big on reducing portfolio costs - which in itself is a whole new topic in its own right.Shadoxhttps://www.blogger.com/profile/11742366461186295248noreply@blogger.comtag:blogger.com,1999:blog-38606399.post-77396937637869465612009-10-02T16:21:17.913-07:002009-10-02T16:21:17.913-07:00I'm quite surprised to see that you have 70% f...I'm quite surprised to see that you have 70% for the S&P500 index and the rest only account for 10% each. <br /><br />I understand that for such long term the S&P500 index is bound to do better than bonds however foreign/emerging markets have a good chance of doing as well if not better. <br /><br />What about plays such as Small-Value, Foreign REIT, High-Yielding Equity, Private Equity, Frontier Marktes, Intl SmallCap and MicroCap? All these could outperform the S&P500 and, provided that they don't, would most likely decrease volatility.<br /><br />Personally, I would have balanced all your products equally: 25-25-25-25 if you are just using four. With the variety of funds/ETFs out there, I don't see why you wouldn't want to have a far more eclectic portfolio - I look at mine that has 10 asset classes and 22 funds.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-38606399.post-84050900204632898782009-10-01T23:14:46.430-07:002009-10-01T23:14:46.430-07:00Stephanie - I used Quicken to generate the graph. ...Stephanie - I used Quicken to generate the graph. I use Quicken to manage all of our accounts in one place. The nice thing is: it's all automatic. All the transactions are pulled from the web, the graphs are generated automatically, and I can customize them however I wish.<br /><br />I think I'll do a post about my Quicken use. You can also check out this page I created about my <a href="http://www.squidoo.com/quicken" rel="nofollow">Quicken usage</a>.Shadoxhttps://www.blogger.com/profile/11742366461186295248noreply@blogger.comtag:blogger.com,1999:blog-38606399.post-34946398724155598732009-10-01T18:41:40.738-07:002009-10-01T18:41:40.738-07:00just curious , what software did you use to get th...just curious , what software did you use to get this graph ? <br />did you do it manually with a spreadsheet or else ?stephanenoreply@blogger.comtag:blogger.com,1999:blog-38606399.post-5051218959004412952009-10-01T12:56:12.584-07:002009-10-01T12:56:12.584-07:00Plurality of opinions is a good thing.
At least w...<i>Plurality of opinions is a good thing.</i><br /><br />At least we are in strong agreement re that one, Shadox.<br /><br />RobRob Bennetthttp://arichlife.passionsaving.comnoreply@blogger.comtag:blogger.com,1999:blog-38606399.post-30606202800125592632009-10-01T11:49:19.982-07:002009-10-01T11:49:19.982-07:00Rob - we have a basic disagreement here that we ha...Rob - we have a basic disagreement here that we have previously heavily discussed. I am of the belief that this is not a productive strategy, and you believe differently. Plurality of opinions is a good thing.<br /><br />Matthew - good eye! There was an over contribution by our HR team, so they pulled out the funds. Yeah, we have a good HR team...Shadoxhttps://www.blogger.com/profile/11742366461186295248noreply@blogger.comtag:blogger.com,1999:blog-38606399.post-36959457851632734512009-10-01T10:13:23.900-07:002009-10-01T10:13:23.900-07:00Why did your cost basis fall after a single pay pe...Why did your cost basis fall after a single pay period at the end of 2008?Matthewhttps://www.blogger.com/profile/12848776456711020908noreply@blogger.comtag:blogger.com,1999:blog-38606399.post-40397587173899084282009-10-01T10:10:24.988-07:002009-10-01T10:10:24.988-07:00As the market fell, my existing portfolio fell har...<i>As the market fell, my existing portfolio fell hard, but my new contributions were purchased at a huge discount. </i><br /><br />At a discount <i>to what?</i><br /><br />I of course know what you mean. You mean that you made purchases at a discount to the earlier prices.<br /><br />But what if the prices both before and after the drop in prices were too high? Then you made a poor long-term choice before the price drop and another poor long-term choice after the price drop.<br /><br />You need to know the <i>value</i> of the stocks you are buying to know whether you are making good decisions. Stocks purchased at good prices (not relatively good prices but genuinely good prices) always provide strong long-term returns. Stocks purchased at poor prices do not.<br /><br />RobRob Bennetthttp://arichlife.passionsaving.comnoreply@blogger.com